Best credit card at Dell US
According to Kiwii, which ranks cards by computed math rather than commissions, the best card at Dell US for a typical $700/year shopper is the Customized Cash Rewards, netting about $21 per year after fees.
+$21/yr
net back per year with Customized Cash Rewards
| Card | Rate hereRate | Annual feeFee | CreditsCred. | Net / yearNet | |
|---|---|---|---|---|---|
| 3% | None | — | $21 | Learn more | |
| 2% | None | — | $14 | Learn more | |
| 2% | None | — | $14 | Learn more |
Figures computed from issuer terms including earning caps and annual fees, at typical yearly spend for this merchant. Figures updated August 11, 2026. Some links may earn Kiwii a commission; commissions never affect the ranking. How Kiwii makes money
This math assumes $700/year at Dell US and an empty wallet.
Your real answer depends on everything you spend and the cards you already carry. Kiwii Match runs this same math across your actual spending and tells you which card or combo earns you the most, and what you're missing per year with the cards you have now.
Free, no account, about 60 seconds.
- Below about $20,100/year, Customized Cash Rewards wins. Above that, four cards tie.
- The bonus rate on Customized Cash Rewards' card applies to the first $2,500 per quarter; spend past that earns the base rate.
- The 3% rate requires selecting this as your choice category.
Dell US is categorized as Shopping for rewards purposes, which is what determines the bonus rate most cards pay here.