Best Credit Card by Store

Kiwii works out the best credit card at each of these stores from issuer terms, with category caps, annual fees, and statement credits already subtracted. No card ranks higher here because it pays us. Pick a store below to see the math, including where a card stops earning its headline rate.

Each page assumes typical yearly spend at that store. You can change the amount on any page to see whether the answer moves, because it often does: a card with a higher rate and an annual fee only wins above a certain level of spending.

Everyday and groceries

Home and furniture

Electronics and office

Clothing, shoes and sporting goods

Beauty

Travel

Food delivery and subscriptions

Shopping somewhere not listed? Kiwii Match runs the same math across everything you spend, every category at once, and tells you which card or combination earns you the most and what you are missing with the cards you already carry. It is free and takes about 60 seconds.

Run your match