Best credit card at Grubhub
According to Kiwii, which ranks cards by computed math rather than commissions, the best card at Grubhub for a typical $600/year shopper is the American Express Green Card, netting about $88 per year after fees.
+$88/yr
net back per year with American Express Green Card
| Card | Rate hereRate | Annual feeFee | CreditsCred. | Net / yearNet | |
|---|---|---|---|---|---|
| 3% (3x pts) | $150 | $220 | $88 | Learn more | |
| 4% | None | — | $24 | Learn more | |
| 3% (3x pts) | None | — | $18 | Learn more |
Figures computed from issuer terms including earning caps and annual fees, at typical yearly spend for this merchant. Figures updated August 11, 2026. Some links may earn Kiwii a commission; commissions never affect the ranking. How Kiwii makes money
This math assumes $600/year at Grubhub and an empty wallet.
Your real answer depends on everything you spend and the cards you already carry. Kiwii Match runs this same math across your actual spending and tells you which card or combo earns you the most, and what you're missing per year with the cards you have now.
Free, no account, about 60 seconds.
- Below about $7,200/year, American Express Green Card wins. Above that, US Bank Altitude Go pulls ahead.
- The 3% rate at Grubhub depends on how this merchant is coded by the card network, which can change.
- Point cards are valued at their cash redemption rate (Membership Rewards at 1¢ per point, Ultimate Rewards at 1¢ per point). Transfer or portal redemptions can be worth more; that upside is not counted.
Grubhub is categorized as Dining for rewards purposes, which is what determines the bonus rate most cards pay here.