Best credit card at Hotels.com
According to Kiwii, which ranks cards by computed math rather than commissions, the best card at Hotels.com for a typical $1,200/year shopper is the One Key Mastercard, netting about $36 per year after fees.
+$36/yr
net back per year with One Key Mastercard
| Card | Rate hereRate | Annual feeFee | CreditsCred. | Net / yearNet | |
|---|---|---|---|---|---|
| 3% | None | — | $36 | Learn more | |
| 2% | None | — | $24 | Learn more | |
| 2% | None | — | $24 | Learn more |
Figures computed from issuer terms including earning caps and annual fees, at typical yearly spend for this merchant. Figures updated August 11, 2026. Some links may earn Kiwii a commission; commissions never affect the ranking. How Kiwii makes money
This math assumes $1,200/year at Hotels.com and an empty wallet.
Your real answer depends on everything you spend and the cards you already carry. Kiwii Match runs this same math across your actual spending and tells you which card or combo earns you the most, and what you're missing per year with the cards you have now.
Free, no account, about 60 seconds.
Hotels.com is categorized as Travel for rewards purposes, which is what determines the bonus rate most cards pay here.